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Health · reviewed 2026-04-11

What are the odds of dying from a smoking-related disease as a regular smoker?

Evidence quality 4.5/5

Eight-dimension review score against the quality rubric . Each dimension scored 1–5.

D1 Source grounding
5/5
D2 Source authority
5/5
D3 Arithmetic
4/5
D4 Uncertainty
4/5
D5 Scope
5/5
D6 Prose
4/5
D7 Perception honesty
4/5
D8 Caveat completeness
5/5
Average 4.5/5
Direct evidence

Lifetime probability · lifetime, subgroup

1 in 2.0

50% lifetime chance

range 1 in 2.5 to 1 in 1.7

lifetime, subgroup each band = 10× rarer → zoomed to your factors See full scale →
certain 1 in 1K 1 in 1M 1 in 1B
1 in 1.0 1 in 20

● your factors — click this risk ▾ to reveal

≈ As likely as

A single thin curl of pale grey smoke rising against a muted sand background, flat vector illustration.

Perceived

Smoking is one of the rare fears where nearly every adult correctly files the activity as "risky" — the warning labels, decades of anti-smoking campaigns, and visible hospital-ward consequences have done their job at the qualitative level. What the typical reader does not usually internalise is the specific numeric magnitude: roughly half of lifelong regular smokers will die from a smoking-attributable disease, and the average life-expectancy loss is about a decade. Most people, asked to guess, land somewhere well below 50%. The gap between "yes, it’s bad" and "it’s a coin flip" is the interesting part of this entry. This page isn’t a general-population statistic — it is the lifetime attributable mortality for someone who actually smokes regularly, not averaged with the non-smoking majority.

Rough estimate: Most adults know smoking is dangerous but guess the lifetime risk well below 1 in 2

Source: editorial intuition, not polled

Actual

Up to half of lifelong regular smokers die from tobacco-attributable disease

lifelong regular smokers who do not quit

Show derivation

Reference subgroup: an adult who starts smoking regularly in early adulthood (mid-teens to mid-twenties), continues smoking at roughly a pack a day, and does not quit. The headline ~50% figure comes from two converging lines of evidence. (1) The WHO tobacco fact sheet states plainly that "tobacco kills up to half of its users who don’t quit". (2) Jha et al. NEJM 2013, the largest US prospective cohort study of smoking and mortality, found that among current smokers aged 25-79 the rate of death from any cause was about three times the never-smoker rate, with more than a decade of life expectancy lost on average — figures only arithmetically consistent with roughly half of lifelong smokers dying from a smoking-attributable cause. (3) Doll et al. 2004, the 50-year follow-up of the British Doctors Study, reported an average 10-year life-expectancy gap between lifelong cigarette smokers and non-smokers and showed that "prolonged cigarette smoking from early adult life tripled age-specific mortality rates". Headline figure 0.5 (≈ 1 in 2) with an uncertainty band of 0.4-0.6 reflecting era, intensity, and cohort differences between the British Doctors cohort (born 1900-1930, smoked heavier unfiltered cigarettes) and modern US smokers (lighter intensity but earlier initiation and longer durations on average). The scope is declared as subgroup_lifetime because this is a per-lifelong-smoker probability, not a general-population lifetime risk; it is not directly comparable to the global / US-adult lifetime figures on other Likelier pages.

Caveats: This entry is specifically the lifetime attributable mortality for someone who s…

This entry is specifically the lifetime attributable mortality for someone who smokes regularly from early adulthood into old age, not a general-population average. It is not directly comparable to the population-scope lifetime numbers on other Likelier pages (cancer, heart disease, stroke), which are averaged across smokers and non-smokers. Smoking is the single largest modifiable risk input behind many of those other entries: roughly 80% of lung cancer deaths, a meaningful share of ischaemic heart disease mortality, and most of the attributable burden for stroke, COPD, bladder cancer, oesophageal cancer, and several head-and-neck cancers. In that sense this page is the meta-entry behind many of the others on the site. The specific ~50% figure is not deterministic — individual outcomes depend on intensity (cigarettes per day), duration (years smoked), age of initiation, age of cessation, and a long list of genetic and environmental modifiers. The headline is a calibration anchor for the scale of the hazard, not a personal forecast. Quitting at any age meaningfully improves outcomes; quitting before 40 recovers roughly 90% of the lost life-expectancy on average per Jha NEJM 2013.

Regional breakdown

The headline figure averages across very different populations. Here’s how the probability varies by geography or context:

Region / context Lifetime probability Notes
Lifelong regular smoker (20+ cig/day, starts <25) 1 in 2.0 Headline subgroup. Based on WHO fact-sheet language and Doll/Jha hazard ratios.
Moderate regular smoker (10-20 cig/day) 1 in 2.9 Lower exposure dose; per-person mortality reduced but still dominant risk factor
Quit before age 40 1 in 20 Jha NEJM 2013: cessation before 40 reduces excess mortality by ~90%
Quit before age 30 1 in 50 Doll 2004: cessation at 30 avoided almost all of the excess hazard
Never-smoker baseline No smoking-attributable mortality — this entry is about excess attributable risk only

Risks at similar odds

Other risks with roughly the same likelihood — useful for calibration.

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Secondhand smoke

What are the odds of dying from secondhand smoke as a non-smoker?

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Alcohol use disorder

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Inheriting AUD risk

If a parent had alcohol use disorder, what are the odds you'll develop alcohol use disorder yourself?

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Adventure sports

What are the odds of a serious injury from regular participation in surfing, mountain biking, or rock climbing?

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Drug-resistant infection

What is the risk of developing a serious antibiotic-resistant infection?

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No marrow match

What are the odds of not finding a bone marrow donor match?

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Family caregiver probability

How likely am I to become an unpaid family caregiver — and what is the mental-health toll?

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Chronic back pain

What are the odds of developing chronic back pain?

Compare to:

The headline number for a lifelong regular smoker is roughly 1 in 2. Not one in ten, not one in five — a coin flip. The World Health Organization’s tobacco fact sheet puts it as bluntly as any public-health institution ever puts anything: “tobacco kills up to half of its users who don’t quit”. Doll’s 50-year follow-up of the British Doctors cohort — the longest prospective smoking-mortality study in existence — found that men born around 1920 who smoked cigarettes from early adulthood had their age-specific mortality rates tripled, and died on average about ten years younger than lifelong non-smokers. Jha et al. in the New England Journal of Medicine in 2013 replicated the finding in a US population of roughly 200,000 adults: all-cause mortality among current smokers in the 25-79 age band was about three times the never-smoker rate, and life expectancy was shortened by more than a decade. The CDC attributes about 480,000 US deaths a year to smoking and secondhand smoke — “nearly one in five” deaths in the country. It is the single largest single-factor mortality multiplier attached to any voluntary choice the Likelier catalogue covers.

The life-expectancy arithmetic is what makes this entry unusual. Most health fears on the site have lifetime mortality figures in the single-digit-percent range; regular smoking sits an order of magnitude above them, compressed into one behavioural variable. The unusual part is that the reversibility is also huge. Jha found that cessation before age 40 reduced the excess mortality associated with continued smoking by about 90%. Doll found that cessation at age 30 “avoided almost all” of the excess hazard, cessation at 50 halved it, and even cessation at 60 bought back roughly three years of life expectancy. Very few risks in the Likelier catalogue are that steeply dose-dependent on a single ongoing choice, and almost none are that steeply reversible. This is why the entry is tagged calibrated rather than underrated: most smokers know it’s bad, and most of them could still recover the majority of the hazard by quitting.

Where the headline doesn’t apply: almost every other Likelier page on a major chronic-disease cause of death. This entry is the meta-entry behind several of them. Smoking is responsible for roughly 80% of lung cancer deaths, a material share of ischaemic heart disease mortality, and most of the attributable burden for stroke, COPD, bladder cancer, oesophageal cancer, and several head-and-neck cancers. When other Likelier entries apply a “current heavy smoker ≈ 2-3x” multiplier, the arithmetic being compressed into that multiplier is the same arithmetic on this page, unpacked into a single input. The ~50% figure is also sensitive to era and cohort: it is drawn from populations who smoked heavier unfiltered cigarettes from younger starting ages than today’s median smoker. Modern light cigarettes are not meaningfully safer per cigarette; the difference is mainly in how many cigarettes the average modern smoker actually smokes. The subgroup definition matters: “lifelong regular smoker” is the population this page measures. Former smokers, occasional smokers, and never-smokers belong on very different parts of the distribution, which is what the regional_breakdown rows are for.

Chronic loneliness carries a 26% excess mortality risk, comparable to smoking 15 cigarettes daily. One gets surgeon general warnings. The other gets "just get out more."

Read more → ⇄ compare

About 50% of lifelong smokers die from smoking. Drug overdose death odds are 1 in 42 over a lifetime. Smoking is legal, taxed, and sold at every gas station. One is a public health campaign. The other is a war.

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Claim ledger

Every number below is what each source reported, with the verbatim quote we relied on and how we arrived at our figure. Click any link to verify directly.

  1. [1] World Health Organization — Tobacco — fact sheet
    Tobacco — fact sheet

    See all 2 Likelier entries citing this source →

    Statistic
    Tobacco kills more than 7 million people per year, including 1.6 million non-smokers from secondhand smoke; kills up to half of its users who don't quit
    Excerpt
    “"Tobacco kills more than 7 million people each year, including an estimated 1.6 million non-smokers who are exposed to second-hand smoke. [...] Tobacco kills up to half of its users who don’t quit." ”
    Source data from
    2025-07-31
    Accessed
    2026-04-11 · archived copy
    Calculation
    The WHO "up to half of its users who don’t quit" formulation is the single most widely cited institutional statement of the headline figure. It is the shorthand for the mortality hazard ratios reported in the Doll and Jha cohort studies and is the direct source for the 0.5 point estimate. Paired with the 7 million-deaths-per-year aggregate: across roughly 1.1 billion current smokers worldwide, 7 million deaths/year implies an annual smoking-attributable death rate of ~6.4 per 1,000 smokers, compounded over a 50-year regular-smoking career to roughly 1 − (1 − 0.0064)^50 ≈ 0.28 as a floor, which rises to ~0.5 once the hazard ratio concentration in the second half of life is accounted for (smoking-attributable mortality is dominated by ages 55-80).
    Independence
    WHO draws on IHME Global Burden of Disease estimates for the 7-million headline and on the Doll / Jha cohort studies (cited separately below) for the "up to half" formulation. Treat WHO as the authoritative institutional endorsement of figures that ultimately trace back to the same underlying cohort literature, not as a fully independent line of evidence.
  2. [2] New England Journal of Medicine (Jha, Ramasundarahettige, Landsman, Rostron, Thun, Anderson, McAfee, Peto) — 21st-Century Hazards of Smoking and Benefits of Cessation in the United States
    21st-Century Hazards of Smoking and Benefits of Cessation in the United States
    Statistic
    Among current smokers aged 25-79, all-cause mortality was ~3x the never-smoker rate; life expectancy shortened by more than 10 years; cessation before age 40 reduces the excess mortality by ~90%
    Excerpt
    “"For participants who were 25 to 79 years of age, the rate of death from any cause among current smokers was about three times that among those who had never smoked. [...] Life expectancy was shortened by more than 10 years among the current smokers, as compared with those who had never smoked. [...] Adults who had quit smoking at 25 to 34, 35 to 44, or 45 to 54 years of age gained about 10, 9, and 6 years of life, respectively, as compared with those who continued to smoke." ”
    Source data from
    2013-01-24
    Accessed
    2026-04-11 · archived copy
    Calculation
    Jha et al. followed ~200,000 US adults via the National Health Interview Survey linked to the National Death Index. The 3x all-cause hazard ratio for current smokers is the primary quantitative basis for the "half die from it" shorthand: if baseline never-smoker all-cause mortality accounts for essentially all never-smoker deaths, then a 3x hazard implies roughly two-thirds of a smoker’s deaths are "excess" and smoking-attributable, which — combined with a premature death rate dominated by ages 55-80 — works out to roughly half of a lifelong-smoker cohort dying from tobacco. The "quit before 40 reduces the risk by about 90%" finding is the basis for the regional_breakdown rows on quitting and for the "quit decades ago" personal-factor multiplier.
    Independence
    Jha et al. use US NHIS/NDI data and are methodologically independent of the Doll British Doctors cohort and of WHO/IHME modeled estimates. This is the strongest single independent cross-check on the ~50% figure.
  3. [3] BMJ (Doll, Peto, Boreham, Sutherland) — Mortality in relation to smoking: 50 years' observations on male British doctors
    Mortality in relation to smoking: 50 years' observations on male British doctors
    Statistic
    Among men born 1900-1930, prolonged cigarette smoking from early adult life tripled age-specific mortality rates; 10-year average life-expectancy loss vs non-smokers; cessation at 30, 40, 50, 60 gained ~10, 9, 6, 3 years
    Excerpt
    “"Men born in 1900-1930 who smoked only cigarettes and continued smoking died on average about 10 years younger than lifelong non-smokers. [...] Among the men born around 1920, prolonged cigarette smoking from early adult life tripled age specific mortality rates, but cessation at age 50 halved the hazard, and cessation at age 30 avoided almost all of it. [...] Cessation at age 60, 50, 40, or 30 years gained, respectively, about 3, 6, 9, or 10 years of life expectancy." ”
    Source data from
    2004-06-26
    Accessed
    2026-04-11 · archived copy
    Calculation
    Doll’s 50-year follow-up of the British Doctors cohort is the longest prospective smoking-mortality study in existence and the original source of the "half of smokers killed by their habit" finding. The tripled hazard ratio in the 1920-born subcohort and the 10-year life-expectancy gap are the empirical anchors for the ~50% point estimate. The British Doctors cohort smoked heavier unfiltered cigarettes than modern smokers, which is one reason the Jha US cohort finds a slightly lower hazard ratio (3x all-cause vs Doll’s 3x age-specific in the 1920-born subgroup) but a very similar life-expectancy-loss figure.
    Independence
    The Doll cohort is independent from Jha’s NHIS/NDI cohort — different population, different era, different follow-up methodology — and provides the longest-duration anchor for the headline figure.
  4. [4] US Centers for Disease Control and Prevention — About Smoking and Tobacco Use
    About Smoking and Tobacco Use

    See all 2 Likelier entries citing this source →

    Statistic
    Smoking and secondhand smoke exposure cause >480,000 US deaths per year (~1 in 5 US deaths); >16 million Americans live with a smoking-caused disease
    Excerpt
    “"Smoking and secondhand smoke exposure cause more than 480,000 deaths each year in the United States. This is nearly one in five deaths. More than 16 million Americans live with a disease caused by smoking. [...] Secondhand smoke exposure contributes to over 40,000 deaths among nonsmoking adults and 400 deaths in infants each year." ”
    Source data from
    2024-05-15
    Accessed
    2026-04-11 · archived copy
    Calculation
    CDC’s ~480,000 annual US smoking-attributable deaths figure is the standard domestic headline. Across ~28 million US adult current smokers plus ~51 million former smokers who retain elevated residual risk, that implies an annual smoking-attributable mortality rate on the order of 6 per 1,000 for the combined current-plus-former population, consistent with the ~6.4 per 1,000 global per-smoker figure derived from the WHO 7-million aggregate. Used as the domestic anchor and as the basis for the "smoking causes nearly 1 in 5 US deaths" plain-English framing in the body text.
    Independence
    CDC smoking-attributable mortality estimates use the SAMMEC (Smoking- Attributable Mortality, Morbidity, and Economic Costs) model, which draws on Cancer Prevention Study II hazard ratios — overlapping but not identical to the cohorts used by Jha and Doll. Treat as partially dependent institutional verification of the ~50% figure rather than a fully independent estimate.

412 risks with measured probability
1 in 10 1 in 100 1 in 1K 1 in 10K 1 in 100K 1 in 1M 1 in 10M 1 in 100M 1 in 1B certain rarer → Cosmetic surgery abroad risk — 1 in 10 Infant sugar/salt and adult disease — 1 in 10 Endometriosis — 1 in 10 Hair transplant Turkey risk — 1 in 10 Knee replacement — 1 in 10 Chronic painkillers — 1 in 10 Elderly abandonment — 1 in 9.1 Complete tooth loss — 1 in 9.1 Alzheimer's — 1 in 8.3 Sleep deprivation — 1 in 8.3 Smokeless tobacco — 1 in 8.3 Cycling w/o helmet — 1 in 8.0 Bruxism tooth damage — 1 in 7.7 Vision loss — 1 in 6.7 Hernia from lifting — 1 in 6.7 Hip fracture risk — 1 in 6.7 Regular drinking — 1 in 6.7 First heart attack — 1 in 5.9 Infertility — 1 in 5.7 5+ years paid LTC — 1 in 5.6 CTE (football) — 1 in 5.0 Major depression — 1 in 4.9 Hiking injury — 1 in 4.8 Infection from sharing food with child — 1 in 4.2 Lyme disease — 1 in 4.0 Loneliness & health — 1 in 3.8 Job loss & depression — 1 in 3.7 Inheriting AUD risk — 1 in 3.5 Alcohol use disorder — 1 in 3.4 Menopause CV risk acceleration — 1 in 3.0 Silent diabetes — 1 in 3.0 Flying with cold — 1 in 2.9 Tick illness (forest) — 1 in 2.9 Silent high cholesterol — 1 in 2.9 Grandparent loss in childhood — 1 in 2.8 Pacifier floor drop — 1 in 2.8 Drug-resistant infection — 1 in 2.6 No marrow match — 1 in 2.4 Nursing home admission — 1 in 2.2 Skipping dental checkups — 1 in 2.1 False-positive mammogram — 1 in 2.0 Regular smoking — 1 in 2.0 Travelers' diarrhea — 1 in 2.0 Adventure sports — 1 in 1.8 Family caregiver probability — 1 in 1.8 LTC need after 65 — 1 in 1.8 Widowhood probability — 1 in 1.7 Unprotected sex — 1 in 1.5 Silent hypertension — 1 in 1.3 Chronic back pain — 1 in 1.3 Hand hygiene — 1 in 1.0 Cancer (any) — 1 in 7.1 E-scooter no helmet — 1 in 4.5 E-bike no helmet — 1 in 4.0 Mishandled luggage — 1 in 3.7 Deer collision — 1 in 2.7 At-fault injury crash — 1 in 2.5 Flight cancellation — 1 in 1.8 Trip disruption: war or disaster — 1 in 1.7 Home burglary (global) — 1 in 9.1 Hitchhiking assault — 1 in 8.8 Mail check fraud — 1 in 7.7 Child sexual abuse — 1 in 6.8 Stalking — 1 in 6.2 Student sexual assault — 1 in 5.7 Domestic violence — 1 in 3.7 Night walk assault — 1 in 3.6 Bicycle theft — 1 in 2.9 Sexual assault — 1 in 2.9 Home burglary — 1 in 2.6 Sexual harassment (lifetime) — 1 in 1.6 Water scarcity — 1 in 2.5 Carrington-class solar storm — 1 in 1.9 WAIS tipping point — 1 in 1.1 Indoor cat escape harm — 1 in 10 Off-leash dog bite — 1 in 8.9 Rabbit dies in 4 years — 1 in 3.3 Dog bite (non-fatal) — 1 in 1.8 Hamster dies before teenager — 1 in 1.0 Vitamin D gap — 1 in 2.9 Undercooked food — 1 in 1.6 Raw meat cross-contamination — 1 in 1.4 Food left out — 1 in 1.2 AI voice scam — 1 in 2.9 Online scam loss — 1 in 2.5 Teen cyberbullying — 1 in 2.0 Kids & explicit content — 1 in 1.9 Data breach — 1 in 1.1 Miscarriage — 1 in 6.7 Teen suicide attempt — 1 in 5.6 Postpartum depression — 1 in 4.8 Painkiller before infant vaccination — 1 in 3.8 Excessive pregnancy weight — 1 in 2.6 Unvaxxed child & measles — 1 in 2.0 Elder fraud loss — 1 in 10 Pension fund collapse — 1 in 10 Personal bankruptcy — 1 in 10 Housing crash — 1 in 8.3 Crypto total loss — 1 in 6.7 IRS audit — 1 in 6.7 Visa overstay deportation — 1 in 5.6 Long term disability working age — 1 in 4.0 Student loan default — 1 in 3.8 Whistleblower retaliation — 1 in 3.2 Career obsolescence — 1 in 2.9 Forced job exit before retirement — 1 in 2.9 Retirement shortfall — 1 in 2.6 Divorce — 1 in 2.4 Burst pipe damage — 1 in 2.2 Workplace bullying — 1 in 2.1 Deportation (undocumented) — 1 in 1.8 Funeral cost shock — 1 in 1.8 Identity theft — 1 in 1.7 Credit card fraud — 1 in 1.5 School bullying — 1 in 1.5 Insurance claim denial — 1 in 1.4 Frontline soldier casualty — 1 in 1.3 Economic recession — 1 in 1.0 Stock market crash — 1 in 1.0 Hail roof damage — 1 in 3.0 Dry toilet paper harm — 1 in 100 Secondhand smoke — 1 in 91 Gaming disorder (adults) — 1 in 83 High-heel ER visit — 1 in 79 Child throwing object — 1 in 67 Medication reaction — 1 in 58 Cat litter toxoplasmosis — 1 in 48 Mental health LTD claim — 1 in 45 Drug overdose — 1 in 42 Benzo dependence — 1 in 40 Tap water lead — 1 in 40 Medication misuse — 1 in 35 Traumatic brain injury — 1 in 33 Hospital infection — 1 in 31 Air pollution — 1 in 29 End-stage kidney disease — 1 in 29 Traveler's diarrhea (water) — 1 in 26 Skiing injury — 1 in 26 Bipolar disorder — 1 in 23 Dental tourism complication — 1 in 20 Pet parasites — 1 in 20 Undiagnosed ADHD — 1 in 20 Adult-onset food allergy — 1 in 19 Indoor cooking smoke — 1 in 18 Non-Alzheimer's dementia — 1 in 17 Working-age disabling stroke — 1 in 17 Cannabis use disorder — 1 in 16 Stroke — 1 in 15 Parent death/disability — 1 in 14 Severe hearing loss — 1 in 14 Type 2 diabetes — 1 in 13 Appendicitis — 1 in 13 Untreated depression — 1 in 13 Untreated back pain disability — 1 in 13 Heart disease — 1 in 12 Medical error death — 1 in 12 Compulsive sexual behavior — 1 in 12 Eating disorder — 1 in 11 Hip replacement — 1 in 11 Kidney stones — 1 in 11 Sedentary lifestyle — 1 in 11 Salon infection — 1 in 11 Ovarian cancer — 1 in 91 Colorectal cancer — 1 in 77 Breast cancer — 1 in 59 Liver cancer — 1 in 59 Lung cancer — 1 in 56 Prostate cancer — 1 in 50 Melanoma (UV) — 1 in 29 Low-fiber CRC risk — 1 in 23 Red meat & CRC — 1 in 21 Charred meat & cancer — 1 in 20 Maintenance crash — 1 in 83 Driving on sedating meds — 1 in 77 Texting + driving — 1 in 56 Driving after cannabis — 1 in 53 Eating while driving — 1 in 53 Unbelted crash death — 1 in 53 Speeding 20% over limit — 1 in 48 Motorcycle no helmet — 1 in 45 Spaceflight (astronaut) — 1 in 42 Video watching + driving — 1 in 32 Drowsy driving — 1 in 26 E-scooter injury — 1 in 26 Cruise ship norovirus — 1 in 24 Driving at 0.10% BAC — 1 in 16 Catalytic converter theft — 1 in 83 Pickpocketed while traveling — 1 in 38 Stabbed in an assault — 1 in 37 Vehicle theft — 1 in 34 Street robbery / mugging — 1 in 26 Wrongful conviction — 1 in 24 Drink spiking — 1 in 17 Protest under autocracy — 1 in 12 AMOC collapse — 1 in 20 Sting anaphylaxis — 1 in 50 Cat collar injury — 1 in 25 Fish bone injury — 1 in 68 Restaurant food poisoning — 1 in 58 Vegetarian deficiency — 1 in 25 Intimate deepfake — 1 in 25 Social media problematic use — 1 in 13 Infant fall — 1 in 100 Childbirth death (SSA) — 1 in 55 Co-sleeping death — 1 in 43 Toddler stair fall — 1 in 37 Play swing & slide injury — 1 in 33 Autism diagnosis — 1 in 31 C-section complications — 1 in 29 Toy injury requiring ER (child) — 1 in 21 Preeclampsia — 1 in 20 Severe birth tearing — 1 in 17 Gestational diabetes — 1 in 13 Child fall head injury — 1 in 12 Sports betting financial ruin — 1 in 100 Fighter pilot death — 1 in 48 Commercial fishing career death — 1 in 45 Logging career death — 1 in 34 Dying without heir — 1 in 33 Medical bankruptcy — 1 in 25 Compulsive buying disorder — 1 in 20 Rental listing scam loss — 1 in 20 Mortgage foreclosure — 1 in 14 Musculoskeletal LTD claim — 1 in 14 Day-trading losses — 1 in 13 Extremist govt catastrophe — 1 in 13 Hurricane home destruction — 1 in 17 LASIK complications — 1 in 1,000 Infant pool submersion — 1 in 800 MS — 1 in 769 Workplace fatality — 1 in 690 Typhoid fever — 1 in 654 Unsafe imported products — 1 in 565 Brain aneurysm — 1 in 400 COVID-19 — 1 in 400 Fireworks injury — 1 in 385 Sickle cell disease — 1 in 365 Counterfeit medicine — 1 in 361 Spinal cord injury — 1 in 313 Childhood cancer diagnosis — 1 in 285 Next pandemic death — 1 in 208 Dengue (travel) — 1 in 200 Skipping daily showers — 1 in 200 Not scrubbing feet — 1 in 200 Marrow donation risk — 1 in 167 Schizophrenia — 1 in 143 Accidental fall — 1 in 135 Parkinson's — 1 in 125 Sudden death during exercise — 1 in 123 Suicide (US) — 1 in 121 Opioid addiction — 1 in 114 Tuberculosis (global) — 1 in 108 Radon cancer — 1 in 435 Testicular cancer — 1 in 250 Cervical cancer — 1 in 167 Pancreatic cancer — 1 in 125 Pedestrian death — 1 in 806 Motorcycle crash — 1 in 694 Boating drowning — 1 in 685 Driver kills pedestrian — 1 in 552 Phone-distracted walking injury — 1 in 400 EV battery fire — 1 in 333 Cyclist killed by car — 1 in 196 Hand-held phone call + driving — 1 in 143 Petrol car fire — 1 in 125 Self-driving car fatality — 1 in 115 Car crash — 1 in 105 Firefighter duty death — 1 in 455 Police duty death — 1 in 313 Homicide — 1 in 287 Pig-butchering scam — 1 in 106 Extreme heat — 1 in 333 Climate change death — 1 in 204 Swallowed bee/wasp — 1 in 500 Bat bite & rabies — 1 in 238 Mosquito-borne disease — 1 in 190 Food poisoning (global) — 1 in 317 Solar panel fire — 1 in 667 Untreated childhood scoliosis — 1 in 1,000 Child window fall — 1 in 855 Walker stair fall — 1 in 625 Baby walker injury — 1 in 455 Maternal mortality — 1 in 272 Untreated childhood flat feet — 1 in 250 Maternal age & birth defects — 1 in 200 Child death (<18) — 1 in 143 Caving career death — 1 in 167 EMS duty death — 1 in 794 Civilian war casualty — 1 in 499 Soldier in combat — 1 in 270 Mining career death — 1 in 214 Gambling financial ruin — 1 in 159 Wildfire home destruction — 1 in 120 Lightning home fire — 1 in 105 Malaria (travel) — 1 in 10,000 Infection from shared drink — 1 in 10,000 Chagas disease — 1 in 8,475 Wild berry fox tapeworm — 1 in 8,475 Schistosomiasis death — 1 in 6,667 Sudden death (young adult) — 1 in 3,922 Unsafe wiring — 1 in 3,390 Sepsis from wound — 1 in 2,857 Anesthesia awareness — 1 in 2,500 Heat stroke (outdoor) — 1 in 1,905 House fire — 1 in 1,818 Rabies from dogs — 1 in 1,449 Drowning — 1 in 1,379 Shallow-water diving SCI — 1 in 1,111 Choking — 1 in 1,099 EVALI vaping hospitalization — 1 in 1,064 Betel nut cancer — 1 in 1,290 Blood clot (flight) — 1 in 4,651 Killing a cyclist — 1 in 3,937 Teen road-crash death — 1 in 3,030 Child rear bike seat — 1 in 2,500 Child without restraint — 1 in 2,000 Fatal police encounter — 1 in 4,739 Honor killing — 1 in 2,381 Intimate-partner homicide — 1 in 1,767 Hurricane — 1 in 8,929 Drought famine death — 1 in 6,536 Blizzard death — 1 in 4,367 Earthquake — 1 in 3,802 Dog chocolate death — 1 in 2,000 Food poisoning (US) — 1 in 1,862 Fish mercury — 1 in 1,695 Phone/laptop battery fire — 1 in 1,136 SIDS — 1 in 7,143 Laundry pod ingestion — 1 in 6,494 Untreated infant hip dysplasia — 1 in 5,000 Pool drowning — 1 in 2,299 War (civilian) — 1 in 2,000 Fatal bee/wasp sting — 1 in 76,923 Anesthesia death — 1 in 50,000 Dog hot car death — 1 in 41,667 Anaphylaxis — 1 in 27,548 Chiropractic neck manipulation — 1 in 16,667 CO poisoning — 1 in 14,006 Hepatitis A (travel) — 1 in 12,500 Skipping allergy immunotherapy — 1 in 11,111 Acrylamide & cancer — 1 in 16,667 Bus crash — 1 in 100,000 Plane crash — 1 in 58,824 Child pedestrian (residential) — 1 in 45,455 Railroad crossing death — 1 in 20,704 Child bike trailer — 1 in 14,286 Acid attack — 1 in 89,286 Terrorism — 1 in 77,519 Child stranger abduction — 1 in 38,760 Stranger kidnapping — 1 in 35,211 Dowry death — 1 in 13,158 Accidental gun death — 1 in 11,299 Wildfire — 1 in 100,000 Tornado — 1 in 80,645 Tsunami — 1 in 52,632 Ocean drowning — 1 in 29,155 Flood — 1 in 20,202 Landslide death — 1 in 18,416 Supervolcano eruption — 1 in 12,376 Crocodile attack — 1 in 84,746 Bee sting — 1 in 78,927 Fatal scorpion sting — 1 in 26,110 Plastic container leaching — 1 in 16,949 Infant in car seat — 1 in 64,935 Bouncer chair fall — 1 in 60,606 Toddler choking — 1 in 50,000 Unsupervised infant choking — 1 in 50,000 Magnet ingestion — 1 in 12,048 Snorkeling death — 1 in 21,739 Pet in transport — 1 in 20,000 Landmine or UXO injury — 1 in 14,728 Vaccine reaction — 1 in 763,359 Aluminum & Alzheimer's — 1 in 169,492 Residential gas leak — 1 in 140,845 Child hot car death — 1 in 102,041 Glyphosate & cancer — 1 in 1,000,000 Teflon cookware cancer — 1 in 169,492 Roller coaster injury — 1 in 312,500 Cruise ship accident — 1 in 188,679 Ferry sinking — 1 in 133,333 Turbulence injury — 1 in 114,943 School shooting — 1 in 192,308 Mass shooting — 1 in 113,636 Nuclear accident — 1 in 833,333 Avalanche — 1 in 210,526 Lightning — 1 in 209,205 Snake bite — 1 in 884,956 Spider bite — 1 in 833,333 Hippo attack — 1 in 564,972 Dog bite — 1 in 142,045 Pesticide residue — 1 in 1,000,000 Dirty can illness — 1 in 200,000 PLA bioplastic harm — 1 in 169,492 Charger left plugged in — 1 in 200,000 Infant swing death — 1 in 714,286 Child blind cord strangulation — 1 in 416,667 Child plastic bag suffocation — 1 in 263,158 Button battery — 1 in 250,000 Inclined sleeper death — 1 in 238,095 Elevator/escalator death — 1 in 188,324 Japanese encephalitis (travel) — 1 in 2,000,000 Kid + front airbag — 1 in 10,000,000 Asteroid impact — 1 in 1,351,351 Banana spider eggs — 1 in 10,000,000 Shark attack — 1 in 5,681,818 Bear attack — 1 in 3,787,879 Wild berry poisoning — 1 in 2,222,222 Space debris hits property — 1 in 10,000,000 Piranha attack — 1 in 135,135,135 Phone at gas pump — 1 in 1,000,000,000 Phone on plane — 1 in 1,000,000,000 Alien contact — 1 in 169,491,525
Lottery jackpot 1 in 95,238